Frequently asked questions

Begin with your AHV/AVS number, pension fund statements (vested benefits and annual statements), employment records showing contribution periods, and any correspondence from pension institutions. Case tip: even partial employer records can be sufficient if accompanied by start/end employment dates and pay slips; we then prepare targeted requests to fill gaps.

Review the pension fund's beneficiary form and submit an updated designation in writing. Include clear copies of identification and ensure any handwritten wishes are formalized. Example: one client avoided a sibling dispute by pairing the updated beneficiary form with a brief explanatory letter filed with family members and the executor.

Verify cost structure (monthly fees vs. entry advance), what services are included, termination and refunds, and liability clauses. SeniorLabLaw recommends asking for a written fee schedule and a sample termination clause. Practical case: renegotiating ambiguous exit terms reduced an initially requested advance payment and clarified responsibility for unforeseen medical costs.

Even modest estates benefit from a clear will and a durable power of attorney for health and resources. These documents reduce administrative friction and ensure your care preferences are respected. Case scenario: a client with modest savings and a primary caregiver avoided a family dispute by documenting caregiver compensation and access to funds for care.

Coordination depends on bilateral agreements and the domestic rules of each country involved. SeniorLabLaw typically reconstructs contribution histories, translates and certifies documents, and submits coordinated claims to reduce processing delays. A concrete case involved synchronizing withdrawals from Swiss and German pension institutions to optimize tax outcomes and timing of payments.

Start with a neutral documented discussion, consider mediation, and prepare a clear written agreement outlining responsibilities and compensation. SeniorLabLaw has mediated cases where a written caregiver agreement and modest compensation terms prevented escalation to court, saving time and legal expense.